Medicare Catastrophic Coverage 2024 India. We need to understand who enters the catastrophic coverage phase of medicare part d, how much they spend before and after they enter this phase, how they differ from beneficiaries who do not. Under the new drug law, medicare part d plan members whose prescription costs are so high that they enter what’s called the catastrophic phase.

Prior to 2025, part d had lots of complexities, including the coverage gap (or “donut hole”), the true out of of pocket (troop) maximum, and the 5% catastrophic. In 2024, that maximum expense is $8,000.